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Dec. 6th, 2005
another meme
Dec. 6th, 2005 02:21 pm You scored as Neutral Good. A Neutral Good person tries to do the 'goodest' thing possible. These people are willing to work with the law to accomplish their goal, but if the law is corrupt they are just as willing to tear it down. To these people, doing what's right is the most important thing, regardless of rules, customs, or laws.
What is your Alignment? created with QuizFarm.com |
Damn, I'm good.
Dec. 6th, 2005 03:10 pmHoly shit, what a day I've put myself through. I undertook to analyze which insurance plan I should purchase when my state insurance runs out. I started with the simple step of setting up a spreadsheet listing the 8 options readily available, with the cost per month and the deductibles. Then I multiplied and added to get the total cost per year. That was my first big surprise-- bigger deductibles do NOT mean bigger savings. On the contrary, the bigger the deductible, the higher the cost per year.
There are, however, two different plans, and I had to compare them, too. At first glance, Plan B cost less, since it has more limited coverage. By the time I considered the relative co-pays, there was little if any difference between the cost of the two plans, and Plan A covers 80% of hospital expenses and preventive services, versus 70% for Plan B. (Not to mention Plan 9 from Outer Space.) So if the extremely unfortunate occurred and I had to go to the hospital for anything, phfft! There goes the difference.
I am inclined to go with Plan A, even though it's theoretically a tad higher per month. Realistically speaking, depending on whether/how often I have to see a doctor, there might be no difference at all.
Gone are the days when I could wing it with no insurance at all. Not with my beloved Imitrex costing about $400/month. Nope, this getting old is a pain. So to speak.
Best of all, it appears that, depending on scholarships and grant money, I should be able to afford to live next year while in school. Always a handy thing to know.
The happy news is that I'm going to dinner at Livia's tonight. Whee! And I get to meet the elusive hubby. Maybe I'll take some dessert. Heh.
There are, however, two different plans, and I had to compare them, too. At first glance, Plan B cost less, since it has more limited coverage. By the time I considered the relative co-pays, there was little if any difference between the cost of the two plans, and Plan A covers 80% of hospital expenses and preventive services, versus 70% for Plan B. (Not to mention Plan 9 from Outer Space.) So if the extremely unfortunate occurred and I had to go to the hospital for anything, phfft! There goes the difference.
I am inclined to go with Plan A, even though it's theoretically a tad higher per month. Realistically speaking, depending on whether/how often I have to see a doctor, there might be no difference at all.
Gone are the days when I could wing it with no insurance at all. Not with my beloved Imitrex costing about $400/month. Nope, this getting old is a pain. So to speak.
Best of all, it appears that, depending on scholarships and grant money, I should be able to afford to live next year while in school. Always a handy thing to know.
The happy news is that I'm going to dinner at Livia's tonight. Whee! And I get to meet the elusive hubby. Maybe I'll take some dessert. Heh.